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	<title>Comments on: Task force to crack down on loan modification scams</title>
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	<link>http://www.governmentrefinanceassistance.com/government-financing-assistance/task-force-to-crack-down-on-loan-modification-scams/</link>
	<description>Helping American Homeowners Obtain Mortgage Relief</description>
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		<title>By: G.R.A. Admin</title>
		<link>http://www.governmentrefinanceassistance.com/government-financing-assistance/task-force-to-crack-down-on-loan-modification-scams/comment-page-1/#comment-22472</link>
		<dc:creator>G.R.A. Admin</dc:creator>
		<pubDate>Sat, 22 May 2010 21:37:23 +0000</pubDate>
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		<description>It is perfectly legal for a business to offer to help you with a loan modification for a fee.  Just be aware that you don&#039;t need to pay anyone to help you get a loan modification -- you can seek one by contacting your lender directly.

Sometimes it makes sense to pay for professional help but it is always a &quot;buyer beware&quot; situation when you do so.</description>
		<content:encoded><![CDATA[<p>It is perfectly legal for a business to offer to help you with a loan modification for a fee.  Just be aware that you don&#8217;t need to pay anyone to help you get a loan modification &#8212; you can seek one by contacting your lender directly.</p>
<p>Sometimes it makes sense to pay for professional help but it is always a &#8220;buyer beware&#8221; situation when you do so.</p>
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		<title>By: Debra Rogan</title>
		<link>http://www.governmentrefinanceassistance.com/government-financing-assistance/task-force-to-crack-down-on-loan-modification-scams/comment-page-1/#comment-22457</link>
		<dc:creator>Debra Rogan</dc:creator>
		<pubDate>Fri, 21 May 2010 19:05:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.governmentrefinanceassistance.com/?p=480#comment-22457</guid>
		<description>I was contacted today by Integrity Mortgage &amp; Credit Solutions, Inc. stating they were a non profit HUD certified, Neighborworks Certified, Nationally Certified Foreclosure Prevention and Default Counselors and charging $1,125.00 fee to process any mortgage modification application that could get us down to 2% fixed for the life of the mortgage.  Every thing we see from official Presidential sources says companies charging any fees are not legal.  What do you know about this?</description>
		<content:encoded><![CDATA[<p>I was contacted today by Integrity Mortgage &amp; Credit Solutions, Inc. stating they were a non profit HUD certified, Neighborworks Certified, Nationally Certified Foreclosure Prevention and Default Counselors and charging $1,125.00 fee to process any mortgage modification application that could get us down to 2% fixed for the life of the mortgage.  Every thing we see from official Presidential sources says companies charging any fees are not legal.  What do you know about this?</p>
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