https://www.governmentrefinanceassistance.com/government-financing-assistance/hope-for-homeowners-h4h-eligibility-specifics/ Information and Updates on Government Mortgage Programs Fri, 18 Jun 2010 18:39:16 +0000 hourly 1 https://wordpress.org/?v=6.2.2 https://www.governmentrefinanceassistance.com/government-financing-assistance/hope-for-homeowners-h4h-eligibility-specifics/#comment-15868 Tue, 22 Dec 2009 17:00:09 +0000 http://www.governmentrefinanceassistance.com/government-financing-assistance/hope-for-homeowners-h4h-specific-borrower-eligibility/#comment-15868 Hi
My mom refinanced her home and bought a condo cash because the other home was too much to take care of. Renters paid the mortgage and trashed the house. They moved now cant get mortgage covered. We rent for $1000 less than payment. The home is upside down and she cant short refi it, she is on fixed income and helping 2 of her kids that are having hard financial times too. Help! She is so stressed out from her finances. She was refused a loan mod, now the home we grew up in that she has owned for almost 40 years is on the verge of being lost. Come on, FHA programs should include out other properties, it is truly a ripple effect. Maybe limit to 1-2 properties?
Thanks

]]> https://www.governmentrefinanceassistance.com/government-financing-assistance/hope-for-homeowners-h4h-eligibility-specifics/#comment-687 Wed, 12 Nov 2008 20:55:43 +0000 http://www.governmentrefinanceassistance.com/government-financing-assistance/hope-for-homeowners-h4h-specific-borrower-eligibility/#comment-687 i think this is unfair. I do not qualify for an FHA loan since my mortagage fell behind due to an unpreventable situation. This caused other things to go delinquent as well as my credit score to fall below the score needed to get FHA financing. As well I have some equity in the home and therefore do not qualify for the H4H program either.

]]> https://www.governmentrefinanceassistance.com/government-financing-assistance/hope-for-homeowners-h4h-eligibility-specifics/#comment-615 Wed, 22 Oct 2008 00:35:44 +0000 http://www.governmentrefinanceassistance.com/government-financing-assistance/hope-for-homeowners-h4h-specific-borrower-eligibility/#comment-615 I think this is so unfair. I have a 3 family dwelling that I don’t reside in. I am behind in my mortgage because of my delinquent tenants. I rent an apartment. I choose to stay in my apartment because I have more space. If I resided in my property, I really wouldn’t be able to afford my mortgage. I was given the loan for this property because of my excellent credit not because I could afford it. What about that fact. I still own a house and I still have a mortgage. Why is this program only for owners who reside in there dwellings. Doesn’t make sense. So what help could I possibly get?

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